Home Loan
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Home Loan

    • Home loan is a secured loan given to individuals who aspire to build or buy a house. The property so purchased is mortgaged in the name of the bank as security, till the time the loan is fully repaid. The bank will hold the original property related documents till the time the loan is fully repaid along with the interest.
    • To buy a house, be it under construction, ready or resale property, the residence buyer can seek for loan from banks or through loan consultants. It should be noted that the terms and conditions of the housing loan can differ widely in terms of loan amount, maturity period, interest rate, repayment mode, etc.
    • We have been working in this arena for several years as home loan consultants. We have expertise in identifying the banks and institutions that offer the loan on most friendly terms. Till date, we have been instrumental and successful home loan consultants in Gujarat providing home loans to salaried individuals, self employed, professionals and NRIs to procure home loans at best terms.
    • Our home loan advisors strive to provide you the home loan deals at the cheapest rate of interest.

Type Of Home Loan

These loans can be used to purchase of a new residential property or an old house from its previous owners.

These loans can be used to renovate your home. It is basically concerned with the costs to renovate or repair your existing home.

These loans can be availed to construct a house according to your wishes instead of purchasing an already constructed one.

These loans can be availed to move your existing home loan to another bank to reduce interest rates or getting higher loan amount.

Document Required For


  1. PAN Card
  2. Aadhar Card
  3. Voter ID
  4. Driving Licence
  5. Passport

  1. Registered Rent agreement
  2. Aadhar Card
  3. Driving License
  4. Lease agreement
  5. Passport
  6. Latest Gas or electricity bill

  1. Salary slips for the last 6 months in case you are a salaried employee (In addition, you can provide IT returns for the past 3 years along with Form 16)
  2. IT returns for the past 3 years in case you are self-employed (Some banks accept 2 years IT returns as well)
  3. Statement of A/c for the past 1 year where your salary is credited (in case of salaried people)
  4. Profit and Loss statement and Balance sheet for the last 2 years in case of self-employed persons
  5. Sales tax, GST registration certificates, if applicable
  6. Partnership deed in case of partnership firms (if the applicant is one of the partners)
  7. Certificate of Incorporation in case of limited companies(if the applicant is one of the directors)

  1. Loan application form duly filled in
  2. Photographs
  3. Signature Proof

  1. Copies of all property documents that can establish the chain of ownership for the past 30 years
  2. Encumbrance certificate for 30 years
  3. Property tax paid receipt in case you reside in the property being mortgaged (usually when you apply for Home Loan Balance Transfer)

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